Three Ways Moms Can Find Great Deals

When mom saves big on the grocery bill, or on a shopping trip, it can mean a lot to the bottom line of a family budget. Although the exact percentage of consumer spending that is done by women has been hotly debated, most groups can agree that women control more than 50% of the household

Calculating SavingsCalculating Savings

Money Saving Meal Recipes!

Mom’s budget could use some trimming nowadays. Thankfully, between smart shopping at bulk outlets and using moms coupons, cutting the grocery bill down to size has never been easier. One of the easiest ways for moms to save money without feeling the pinch is to eat money saving meals at home, and plan meals ahead

Budget note on agenda and penBudget note on agenda and pen

Three Reasons Mom Blogs Are Worth a Read

Did you know that about one in three bloggers are moms? Lucky for us, this means that there are a lot of money saving mom blogs out there with tips and tricks on couponing, money saving meals, and more. About 84% of moms accept the advice from blogs when it comes to important purchasing decisions.

Online BankingOnline Banking

Save Big Wit Frugal Mom Coupons!

Why are more smart grocery shoppers turning to the Frugal Coupon Mom Blog? They go to the blog because the cost of groceries is becoming more outrageous each month. According the USDA, in June of 2013, an American family of four spends between 200 dollars and 238.20 dollars per week, or 866.40 to 1031.90 dollars

Business growthBusiness growth

Tips And Tricks For Saving Money In Missouri

Saving money is absolute essential. In fact, did you know that you should have six months worth of living expenses saved up in a savings account in case of a financial catastrophe, such as prolonged unemployment or medical bills? However, saving money in Missouri can be a challenge, especially if you are a mom. Between

Real Estate Finance blue colorReal Estate Finance blue color

Three Tips for First Time Home Flippers

Reasons to invest in commercial real estate

Everyone has heard the hype on flipping houses, but few know everything that is involved with the process. Aside from researching and finding the best investment mortgage lenders, one should be somewhat familiar with the process. There were over 327,000 repossessions in the year 2014 alone, meaning the opportunity to embark on this vast market is plentiful. The average sale price of a home in 2016 was $186,000, meaning you should have as much information as possible before asking investment mortgage brokers for lending options. Read these successful tips for first time home flippers, or those interested in getting into the business.

Know Your Plan

What’s the Point of a Business Appraisal Valuation?

Comparables valuation

There are 26.5 million businesses in the U.S., with around 543,000 new ones popping up every month — and more than that closing their doors for good.

A business appraisal valuation can be important for companies who are looking to sell their business, or for tax purposes, stock appraisal, or litigation concerns. But other than these obvious circumstances, when might you need a business valuation — and do you really need to pay a business valuation firm thousands of dollars to do it for you?

The answer is: Well, maybe. There are many factors that go into a business appraisal valuation, not least of all your need for a valuation itself. That may be surprising, but in the end, this process of measuring

A Guide to the Three Business Valuation Approaches

Business valuation software

If you own a business and you are looking to sell it, to gain investors, or to take out a loan, you probably are well aware of how important the valuation of your business is. The amount of capital you are able to raise in exchange for as little equity as possible is incredibly important while gathering investors. The price tag you get while selling your business is obviously based on the valuation it gets. When you take out a loan to grow your business, the value of the business is used to determine how much of a loan you can get. When you are liquidating a business, the valuation you get determines how much you’re able to repay to your debtors.

With so many different purposes for business valuations, it is no surprise that there is more than one approach that will give you a different, ye

Getting Cash for Your Annuity — Companies Purchasing Structured Settlements

Sell your annuity payments

Often, being awarded a significant amount of money as a result of either a lottery win or a favorable outcome in a lawsuit can satisfy long term financial needs, but not immediate ones. This happens because most of these payments are made in the form of structured settlements or annuity payments. This is a particular mode of payment where you are supposed to receive your winnings in parts, with one part coming every year till you get your entire due amount. Such annuity settlements are preferred by many as they bring relative financial comfort over longer periods of time, and can even help people manage their finances better keeping these payments in mind. However, if you have an immediate financial need that requires the presence of a large amount of liquid cash, you might want to start looking fo

Stop Investing Your Money in the Daily Grind

Cash for annuity

If you listen to any old timer, your are more than likely going to hear the phrase “things are not like they used to be.” While we often dismiss sentiments like these from the older generation, in many ways they are correct. No, candy doesn’t cost a penny anymore and you would be hard pressed to buy a cup of coffee for a nickel, that’s the nature of inflation, but especially in a time where the economic inequalities between regular Americans and the recently dubbed 1% are so vast it is easy to see things have changed. According to leading economic theorists, the idea of what was initially termed the American Dream has radically shifted in the last 40 years making upward mobility harder than it ever has been. Recent studies have shown that American consumers are at an all time low in terms of their savings and

Monthly Annuity Payments Versus Lump Sum Payments

Calculating a structured settlement

Were you one of the rare and lucky people who actually won a substantial amount through the lottery? Many people buy lottery tickets, but very few actually win enough money to change their lives. Of those who do win a large amount of money, many of them are encouraged to receive monthly annuity payments rather than getting a lump sum of money. This option may be best for some people are unable to control how much money they spend, but for many, it is not the best option because of the things it limits you from doing with your money. The moment that you saw that last winning number, you probably had a hundred things cross your mind of what you would like to do with your money, but how do you really choose what is best?

A lottery annuity is the agreement to receive smaller monthly paymen

Why it Really Doesn’t Matter if You Choose a Lottery Lump Sum Payout or a Structured Settlement

Selling structured settlements

There’s a reason why award winning and critically acclaimed rapper Biggie Smalls, also known as the Notorious B.I.G., rhymed about having “more money, more problems.” Many people wrongfully assume that suddenly coming upon a lump sump of money, such as an inheritance or winning the lottery, is a surefire way to become happy. And while it’s true that money may provide temporary happiness by way of being able to afford that custom foreign car you’ve always wanted, it rarely — if ever — leads to long term, sustainable happiness. Actor Jim Carrey, who is an advocate of the law of attraction, is famous for saying, “I hope everybody could get rich and famous and will have everything they ever dreamed of, so they will know it’s not the answer.”

And he’s right. How many times have you read about

Selling Your Monthly Annuity Payments Can Improve Your Life

Selling an annuity settlement

You purchased a lottery ticket, imagining all of the ways that it could change your life. You imagined the house you would buy, the car that you would drive and the many ways that you would be able to help your family and friends. You watched the TV closely, noticing as each word popped up on the screen that matched the ticket in your hand. When the last number was called, you realized that you won money. You quickly double check the numbers, not wanting to say anything until you are sure. Then you screamed and cheered, realizing that your life is now different. However, months went by and you noticed that your annuity settlement payments were not enough to do the things you wanted to do with your winnings. In fact, not much has changed and you wish you could just receive all of your money at on

What’s the #1 Cash Management Problem in 2016?

Electric cash counter

Businesses that deal with high volumes of cash, like banks and retail companies, face a number of serious problems. There’s the inherent security risks that come with having so much cash on hand, as well as the complexities of cash management accounting. But while new software and devices have provided solutions for cash management accounting, not all problems are so easily remedied.
So what’s the number one problem in cash management today?
It’s the same problem that has plagued business owners for thousands of years, ever since human beings first started fashioning metal coins. Not even the greatest cash management accounting

Getting Out of Debt with Annuities and Pre Settlement Lawsuits

Pre settlement loan funding

Almost 20% of Americans between the ages of 18 and 24 would categorize themselves as being in “debt hardship.” The total debt of the average U.S. household is $129,579, with $15,355 of that debt coming from credit card debt. Over one quarter of all Americans fail to pay their bills on time.

Increasing debt and the cost of living is affecting countless people across the nation. Even though incomes have risen, with household income growing by 26% in the past 12 years, it’s not enough to match the 29% increase in the cost of living. When it comes to supporting yourself financially, all too often, the numbers just don’t line up. You could, of course, start working overtime or take on a second job. If you’re the holder of an annuity or the plaintiff in a lawsuit, there may be other options. To le